We had the good fortune of connecting with Yuling He and we’ve shared our conversation below.

Hi Yuling, we’d love to hear about how you approach risk and risk-taking
When we talk about risk, generally we categorize ourselves as risk averse or risk-taking. However the way I think about risk is different. In my opinion, risk is us. The moment we came to the world, we start to learn to crawl, walk, jump and run, which exposed ourselves to potential injuries; we start to eat what’s cooked or what’s offered on the restaurant tables, which exposed ourselves to potential food poisoning; as we grow older, we start to make decisions, chose what to do or what not to do, which exposed ourselves to potential failure, leading further possible /expected or unexpected results. Every single movement is embedded with risks. Taking risk, played an essential part on what have became you and me in daily life.

When I was younger, I did not have this realization. Everybody around me was telling me, oh, you are a risk averse person because you simply could not bear with the loss/gain that comes with when it comes to investment. Or, you are a risk averse person because you do not dare to try a new sport. Hence deep in my mind, I started to label myself – I’m indeed not a risk taker! When that mindset, that self-instructed limitation started to kick in, I start to tend not to take any risks that’s socially recognized as risker. As I grow older, experienced more and listened to more stories from people around me, at one point, I started to comprehend this whole concept differently. Honestly the real realization did not happen overnight, it came to me little by little. One day, I started to feel life is short, why not do something I would not feel regretful. If I were the one who looks back and revisit the memories, at the end of my journey, would I regret I did not act on a certain thing/thoughts? Then slowly, I started to unleash the real me, make decisions that follows the inner voice. Gradually, I did not care about what kind of person or what kind of category I falls under. Whenever I star to make decisions, I analyze the scenarios, and go with the options which I think it’s the one I prefer factoring all elements, without thinking about the end side of the story. Focusing on working towards the decisions I made, and embrace the outcomes, regardless of a wonderful or disappointed one. A simple anchor to the decisions and march towards them kind of mindset, has been helping me becoming a better me in life, reaching more milestones in my career, enjoying life more.

Can you open up a bit about your work and career? We’re big fans and we’d love for our community to learn more about your work.
Oh man! Too much to share, I will TRY TO make this short. Currently I am an officer in a custodian bank. My team provides custody and accounting service for alternative investors such as institutional investors, pension funds, high-value individuals, We took care private equity, real estate and hedge fund investments, Before this, I have been an assistant to CEO for 3 years in a small-sized SaaS start up, also served the company as financial analyst, HR, admin, occasionally tax, immigration and software trainers for new-hires. A variety of hats were wore. Even before that, I had experience in corporate finance, middle market mutual fund services. As you could already tell, a lot of different areas I’ve been exposed to, which is what I’m very proud of. I have experience and skills in both big corp and startup, also operating services as well as financial market, Nothing was easy, of course everybody knows that. Well, I think what made me versatile and efficient, or exceed at what I do is, I’d devote and commit, run extra miles. For instance, this is also something I always share with my team, when I first joined the alternative investment team, I had never got exposed to private market investments. What school taught us mainly focused on public market investments. Besides the standard trainings provided by the team, I took time outside of work and literally studied what was private market, what makes it different, what are the academic terms we use, what kind of calculation we use for pricing these private investments. How I learned? Not from books of course, that’s way too old fashioned! I simply GOOGLED and YOUTUBED! That’s right! Hey, that’s the advantage of being a youth in 20th century, isn’t it? Sending extra hours made me so much faster to connect the dots and comprehend what I need to do, why I do what I need to do. Another thing about me is, I’m open to new stuff, always curious about things. New technology, new apps, new system that just got implanted, I’m interested in taking a notch and play with it. Having curiosity also made me a wizard of the system we use. My team comes to me for questions, and I’m more than happy to share. Regarding the lessons I’d like to share, that would be always go extra miles, don’t forget ask questions. No questions are dumb questions. The last but not the least: know the right person to turn to for questions.

Any places to eat or things to do that you can share with our readers? If they have a friend visiting town, what are some spots they could take them to?
I would bring them to Disneyland, no doubt, What’s a better place to make an adult realize the dream of being a kid again! Also, I would show them Laguna Beach where it’s always nice to stop by for a peaceful state of mind. When it comes to food, well, I usually ask for their preferences and research on Yelp, provide them a list to chose from. People like to be presented options, they don’t like the due diligence part.

The Shoutout series is all about recognizing that our success and where we are in life is at least somewhat thanks to the efforts, support, mentorship, love and encouragement of others. So is there someone that you want to dedicate your shoutout to?
I’d like to dedicate a shoutout to my friends and family whom supported me mentally, gave me guidance during the low point of my life, shared me their stories of different generations and backgrounds which provoked realizations of how I should life my self going forward. I also liked to give a big shoutout to these opportunities that turned me down. Without these disappointments, I wouldn’t get the opportunities to look through things in a different perspective. This is definitely not negative shoutouts by the way even though it sounds like one. But nope, shoutout sincerely to these doors that closed to me, leading me to the windows that are open!

Instagram: instagram.com/momohe23

Linkedin: linkedin.com/in/yulingmomohe

Other: hmomo199383@gmail.com

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