We had the good fortune of connecting with Bob Chitrathorn and we’ve shared our conversation below.
Hi Bob, what do you think makes you most happy? Why?
What makes a person happy? Why does that make them happy? Well there are so many different ways that people can answer this question. There are so many different things that makes people happy in so many different ways, but let me see if I can keep it to a few and see if they tie in. Being able to spend time with the people I love makes me happy. It makes me happy to smile with them, laugh with them, and it makes me especially happy if I am the one who is able to make them smile and laugh. Spending time with the people I love really makes the world, that is sometimes so hard to understand, stop for a second and in that second, it all seems to make sense. It seems to bring all the things you do into perspective.
Being able to donate and contribute to my community also makes me happy. For me, donating and contributing helps me to better understand the true meaning of appreciation and gratitude. I believe it helps a person better understand what we have and how we can better serve and help those around us. I feel that it helps us to the core, to better understand and appreciate all different types of walks of life, and to some extent, it allows us to become better individuals. I believe that understanding the meaning of appreciation and being appreciative helps us to better understand how to be grateful. Understanding these two things can really make the world a better place in my personal opinion. It really puts a smile on my face knowing that I love what I do.
I love being a financial consultant to those that want to take their finances to the next level and be in more control. I love that my career and success has been built on helping people personally, which in turn helps to make the world a better place. It makes me happy knowing that I truly have a passion for helping people and caring for people and their families.
Can you give our readers an introduction to your business? Maybe you can share a bit about what you do and what sets you apart from others?
I am one of the partners at Providence Wealth Planning. We are a wealth management firm. I help people plan for their future. I help build a financial foundation to help people towards their financial goals, whether it is retirement planning, building wealth, planning for big purchases, college planning, debt planning, life insurance and risk management protection planning, or business planning to name a few. A lot of times I help them with multiple goals as they all intertwine in regards to the big picture and as they may affect one another.
I think what truly sets me apart is my passion. I know that sounds generic, but I really do have a passion for helping people better themselves financially. It really puts a smile on my face to be able to do so. I also just truly love people, so not only do I want to help people reach their goals, but I also want to be one of the first to “high five” them when they reach it. Talking about my passion for helping my clients can be hard to understand because of how people may perceive passion, but once you’re a client of mine, you get it. You definitely understand it. How I act, respond and treat my clients helps to show that I truly care and want to help.
People sometimes ask me how I got to where I am today. I tell them by caring, having passion and truly wanting to do what I can to put people in a better place, and get them to or closer to their goals. I believe another thing that helped me get to where I am was going to college and graduating with my B.S. in finance and real estate as well as a minor in business administration.
The path to get to where I am today wasn’t easy. First I had to overcome people telling me to get a real 9-5 job when I was first entering the industry. As an advisor you usually don’t start with a normal 9-5 schedule with a normal salary. Since I was always a good saver, I had money saved that could help cover me as I trained, learned, and built up my practice.
I always studied hard in college, so I always knew that I would be a hard worker as I could take all the hours I spent in class and studying out of class and apply it to working in my chosen career path. And that is exactly what I did. I spent 60 hours a week working and learning. 16 years into my career, I still work more hours than most and that is not because I have too, but it is because I want to. I actually enjoy putting in 50 hours or more a week, because the hours I put it all goes towards helping people. I love helping and coaching individuals, and I love working. I really do. My wife thinks I’m a bit odd that I love working so much. I tell my wife, if you truly love what you do, you want to do more of it. For example, a person that loves golf, would love to play more golf! Right?
The lessons I have learned along the way are many. I think a few of the most important lessons are to work hard, be dedicated to your work, dedicated to those that you work with and to be truly dedicated to becoming a better person and helping all you know to achieve being better for themselves as well. With that, it seems that we would all be making the world a better place. Right? Have passion, care about what you do, and help those around you do the same.
Let’s say your best friend was visiting the area and you wanted to show them the best time ever. Where would you take them? Give us a little itinerary – say it was a week long trip, where would you eat, drink, visit, hang out, etc.
Well pre-covid let’s assume. I would tell them that we need to have dinner at Duane’s at the Mission Inn in Riverside, then head over to Rain Cross Pub after dinner. We would have to find time to visit State’s street in Redlands. We would need to spend time playing golf at Torrey Pines in San Diego. We would need to walk around downtown San Diego. We would also need to go snowboarding up in Big Bear. It would be great to catch a concert at the Observatory in San Diego or Santa Ana. We would need to go to Huntington Beach and Newport Beach and walk around and hang out, then head to Catalina Island for a bit and do some Parasailing. Maybe a little wakeboarding if we can find some calm water. We would need to check out LA and Hollywood and have dinner at the Magic Castle and then spend time hanging out there. Those are just some of the things that we would have to do.
Shoutout is all about shouting out others who you feel deserve additional recognition and exposure. Who would you like to shoutout?
My family and friends, especially my parents! My parents taught me when I was young that education is money in the bank. Words that I could never forget and it can be interpreted in so many positive ways. I also have to give a shout out to the places that helped me along academically, Redlands Junior Academy, Loma Linda Academy, La Sierra University, Cal State University San Bernardino, and Pepperdine.
Other: want to book a 15 minute call with me and have a little Q&A, feel free to do so here: https://go.oncehub.com/bobchitrathorn